<p>We are looking for a <strong>Risk Analyst</strong>.</p> <p> </p> <p>We're launching a new business line in Colombia and looking for someone to join our Risk team at the earliest stage of the launch, helping build credit risk processes from the ground up.</p> <p>You'll be joining at the earliest stage of a new country launch — working on risk processes with direct visibility into how your work drives portfolio performance. </p> <p> </p> <p><strong>Day-to-day responsibilities:</strong></p> <ul> <li>Support the design of credit origination and limit management policy, pricing guardrails, early-warning triggers</li> <li>Contribute to risk metrics tracking: help monitor portfolio performance towards lifetime profit maximization within risk appetite constraints</li> <li>Maintain live dashboards</li> <li>Help explain drivers behind metric changes</li> <li>Collaborate cross-functionally: help embed risk controls into product specifications and customer journeys, working closely with product, collection, finance and 2nd line of defence teams</li> </ul> <p><strong>The ideal candidate:</strong></p> <ul> <li>3+ years in credit risk or other data-driven areas (finance/collections/production analytics/data science) within retail or consumer lending portfolios (banking or fintech)</li> <li>Experience in Credit cards would be a strong plus</li> <li>Proficient in SQL and Python, with hands-on experience working with data</li> <li>Comfortable creating dashboards, visualizing data, and presenting insights clearly</li> <li>Solid grasp of financial mathematics fundamentals, profitability components, and basic accounting principles</li> <li>Strong technical or quantitative background with a strategic mindset</li> <li>Education: Mathematics, Physics, Computer Science, or a related STEM field from a top technical university</li> <li>B1 or higher English level for effective communication with an international team</li> </ul> <div class="t396__elem tn-elem 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class="tn-atom"><strong>Our ways of working:</strong></div> </div> <div class="t396__elem tn-elem tn-elem__8559900061715530713504" data-elem-id="1715530713504" data-elem-type="text" data-field-top-value="1060" data-field-left-value="271" data-field-height-value="182" data-field-width-value="598" data-field-axisy-value="top" data-field-axisx-value="left" data-field-container-value="grid" data-field-topunits-value="px" data-field-leftunits-value="px" data-field-heightunits-value="px" data-field-widthunits-value="px" data-field-textfit-value="autoheight" data-field-top-res-320-value="1747" data-field-left-res-320-value="10" data-field-width-res-320-value="303" data-field-container-res-320-value="grid" data-field-top-res-480-value="1670" data-field-left-res-480-value="80" data-field-height-res-480-value="338" data-field-width-res-480-value="321" data-field-container-res-480-value="grid" data-field-top-res-640-value="1239" data-field-left-res-640-value="65" data-field-width-res-640-value="489" data-field-top-res-960-value="1087" data-field-left-res-960-value="150" data-fields="top,left,width,height,container,axisx,axisy,widthunits,leftunits,topunits"> <div class="tn-atom"> <ul> <li><strong>Innovative Spirit: </strong>A commitment to creativity and groundbreaking solutions</li> <li><strong>Honest Feedback:</strong> valuing open, transparent communication</li> <li><strong>Supportive Team: </strong>a strong, collaborative community</li> <li><strong>Celebrating Achievements: </strong>recognizing our wins together</li> <li><strong>High-Tech Environment:</strong> a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances</li> </ul> </div> </div> <div class="t396__elem tn-elem tn-elem__8559900061715530713509" data-elem-id="1715530713509" data-elem-type="text" data-field-top-value="1274" data-field-left-value="271" data-field-height-value="20" data-field-width-value="656" data-field-axisy-value="top" data-field-axisx-value="left" data-field-container-value="grid" data-field-topunits-value="px" data-field-leftunits-value="px" data-field-heightunits-value="px" data-field-widthunits-value="px" data-field-textfit-value="autoheight" data-field-top-res-320-value="2110" data-field-left-res-320-value="11" data-field-width-res-320-value="210" data-field-container-res-320-value="grid" data-field-top-res-480-value="2032" data-field-left-res-480-value="80" data-field-width-res-480-value="318" data-field-top-res-640-value="1530" data-field-le