Senior Full Stack Engineer, Premium

<p><strong>ABOUT ROCKET MONEY 🔮</strong></p> <p>Rocket Money’s mission is to meaningfully improve the financial prosperity of millions of people. Rocket Money offers members a unique understanding of their finances and a suite of valuable services that save them time and money – ultimately giving them a leg up on their financial journey.</p> <p><strong>ABOUT THE TEAM</strong> 🤝</p> <p>The Premium team owns everything related to converting our users to Premium and keeping them successfully subscribed. We build and operate the end-to-end purchasing and billing experience—including a Stripe integration, purchasing through Apple/Google IAP, subscription infrastructure, invoicing, and post-purchase subscription management.</p> <p>We care deeply about delivering the best experience for our users, correctness, and resiliency. This team is perfect for you if you’re excited to work on highly reliable and mission-critical systems that move millions of dollars daily.</p> <p><strong>IN THIS ROLE, YOU'LL:</strong></p> <ul> <li>Build and ship Premium management features across Stripe, in-app purchases (Apple IAP / Google IAP), credit card payment flows, and post-purchase lifecycle management.</li> <li>Own projects end-to-end: problem definition, technical design, implementation, rollout, and ongoing reliability.</li> <li>Partner closely with our product partners, data teams, and operations partners to create systems that are <strong>safe, scalable, and pleasant to use</strong>.</li> <li>Improve <strong>reliability and observability</strong> across critical workflows by instrumenting services, debugging production issues, and raising engineering standards.</li> <li>Write clear design docs and RFCs, participate in code reviews, and contribute to a culture of thoughtful feedback and continuous improvement.</li> <li>Drive technical direction: propose architectures, evaluate tradeoffs, and influence the team’s product and technical roadmap.</li> <li>Mentor and unblock others: coach mid-level engineers, pair on tricky problems, and share best practices.</li> </ul> <p><strong>ABOUT YOU</strong> 🦄</p> <ul> <li>You have 8+ years of professional experience working with some combination of Node.js/TypeScript, React (or similar framework), Postgres (or similar relational database), and asynchronous queuing systems like SQS. Experience with GraphQL is a plus.</li> <li>You're not just interested in <em>what</em> you're building, but also <em>why</em> you're building it. You want to see the bigger picture of how the software you‘re building is benefitting our users.</li> <li>You are highly autonomous. You can take an ambiguous problem, align with stakeholders, and drive it to a reliable production outcome.</li> <li>You are data-driven: You define success metrics up front, instrument what needs to be measured, and apply a working knowledge of analytics to interpret experiment results so that we can be confident in our product decisions.</li> <li>You want to use the best tools for the job, including AI tools.</li> <li>You’re effective in a large organization, building trust across teams, untangling ownership and dependencies, and maintaining momentum from ambiguity through execution.</li> <li>You understand how observability impacts reliability and enjoy digging into the details to solve performance, data accuracy, and user experience issues.</li> <li>You have a collaborator’s mindset and dig deep to understand nuanced and multi-faceted problems and tenaciously break them down into tractable pieces. You love giving and receiving feedback, and considering new and novel ideas.</li> </ul> <p><strong>BONUS POINTS FOR</strong> ✨</p> <ul> <li><strong>ACH and credit card payments experience</strong></li> <li><strong>Payment processor experience:</strong> You have experience with Stripe, Apple IAP, or Google IAP</li> <li><strong>Privacy & sensitive data experience:</strong> You understand technical considerations around handling PII and PIFI</li> <li><strong>AI:</strong> You’ve found ways to responsibly use AI tools to accelerate exploration, implementation, debugging, and iteration while still maintaining high code quality and diligence standards.</li> </ul> <p><strong>WE OFFER 💫</strong></p> <ul> <li>Health, Dental & Vision Plans</li> <li>Life Insurance</li> <li>Long/Short Term Disability</li> <li>Competitive Pay</li> <li>401k Matching</li> <li>Team Member Stock Purchasing Program (TMSPP)</li> <li>Learning & Development Opportunities</li> <li>Tuition Reimbursement</li> <li>Unlimited PTO</li> <li>Daily Lunch, Snacks & Coffee <em>(in-office only)</em></li> <li>Commuter benefits <em>(in-office only)</em></li> </ul> <p><span class="TextRun Highlight SCXW210315824 BCX0" lang="EN-US" data-contrast="none"><span class="NormalTextRun SCXW210315824 BCX0">Additional Information: Salary range of $<span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW210315824 BCX0">150,000 - $185,000/</span>year</span><span class="NormalTextRun SCXW210315824 BCX0"> + bonus + benefits. Base pay offered may vary depending on job-related knowledge, skills, and experience.</span></span></p> <p>&l