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Director, Portfolio Risk Management, Working Capital

payoneer · Herzliya, Tel Aviv District, Israel · Ramat HaSharon, Tel Aviv District, Israel
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<div class="content-intro"><p><strong>About Payoneer</strong></p> <p>Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.</p> <p>By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.</p></div><p></p> <p style="margin-top: 0pt; margin-bottom: 8pt; font-family: Aptos; font-size: 16.0pt; color: #0f4761;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Role summary</span></p> <p style="margin-top: 0pt; margin-bottom: 8pt; font-family: Aptos; font-size: 12.0pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">We’re looking for a senior risk leader to join Payoneer’s Working Capital business and lead risk management for our global eCommerce and B2B portfolio. Reporting directly to the GM of Working Capital, this role will lead a global Risk team and take end-to-end ownership of risk strategy, underwriting, and portfolio risk management across a sizable portfolio with tens of millions of dollars in exposure.</span></p> <p style="margin-top: 0pt; margin-bottom: 8pt; font-family: Aptos; font-size: 12.0pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">This is a highly strategic and hands-on role, combining strong risk expertise with business judgment and analytical capabilities. The Director will play a key role in enabling sustainable growth while maintaining strong portfolio performance, and will work closely with senior leadership and cross-functional teams across Product, Finance, Data, GTM, Legal, and Operations.</span></p> <p style="margin-top: 0pt; margin-bottom: 8pt; font-family: Aptos; font-size: 12.0pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Israel</span><br><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Hybrid</span><br><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Full-time</span></p> <p style="margin-top: 0pt; margin-bottom: 8pt; font-family: Aptos; font-size: 12.0pt;"> </p> <p style="margin-top: 8pt; margin-bottom: 4pt; font-family: Aptos; font-size: 16.0pt; color: #0f4761;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">What you’ll do</span></p> <ul style=" margin-top: 0in; margin-bottom: 0in;" type="disc"> <li style="margin-top: 0px; margin-bottom: 0px; vertical-align: middle; font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Own and drive the global risk strategy for the Working Capital portfolio, balancing business growth with portfolio quality, loss performance, and the company’s risk appetite.</span></li> <li style="margin-top: 0px; margin-bottom: 0px; vertical-align: middle; font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Define and continuously evolve underwriting and risk frameworks, including eligibility criteria, exposure limits, approval authorities, decisioning rules, and exception processes across markets, customer segments, and Working Capital products.</span></li> <li style="margin-top: 0px; margin-bottom: 0px; vertical-align: middle; font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Lead the underwriting of larger and more complex customers, providing hands-on risk assessment and decision-making on material exposures and structuring appropriate risk mitigants where needed.</span></li> <li style="margin-top: 0px; margin-bottom: 0px; vertical-align: middle; font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Own portfolio risk management and performance, using data and analytics to monitor portfolio trends, identify emerging risks, and translate insights into changes in underwriting, eligibility, exposure, and risk controls.</span></li> <li style="margin-top: 0px; margin-bottom: 0px; vertical-align: middle; font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Advance our risk capabilities and decisioning, partnering with Data, Product, and R&D to improve analytical models, automation, risk infrastructure, and scalable underwriting processes.</span></li> <li style="margin-top: 0px; margin-bottom: 0px; vertical-align: middle; font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">Partner closely with business and cross-functional teams, including GTM, Product, Finance, Dat

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