Underwriter/Sr. Underwriter, MPL(West Coast Region)

<p><strong><img style="display: block; margin-left: auto; margin-right: auto; max-width: 100%;" src="https://www.at-bay.com/wp-content/uploads/2024/01/202401_header_greenhouse_ins_2.png" alt="" width="700"></strong></p> <p><strong>About At-Bay</strong> </p> <p>At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.</p> <p>At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.</p> <h2><strong>Role Overview</strong></h2> <p>As an <strong>Underwriter / Senior Underwriter, Miscellaneous Professional Liability</strong>, you'll play a key role in growing At-Bay's MPL portfolio by underwriting new and renewal business, developing strong broker partnerships, and making sound risk selection and pricing decisions.</p> <p>You'll own and grow a book of business, evaluating a diverse range of professional liability exposures while balancing growth opportunities with underwriting profitability. Beyond day-to-day underwriting, you'll collaborate with leadership, product, and technology teams to refine our underwriting appetite, improve workflows, and identify opportunities to expand our market presence.</p> <p>We're looking for someone who combines strong technical underwriting judgment with a commercial mindset. Someone who enjoys building broker relationships, takes ownership of outcomes, and is excited about contributing to a growing business in an entrepreneurial environment.</p> <h2><strong>What You'll Do</strong></h2> <p><strong>Underwriting & Portfolio Management</strong></p> <ul> <li>Underwrite new and renewal MPL business, evaluating professional exposures, loss history, financial information, contractual obligations, and other relevant risk characteristics.</li> <li>Assess, select, price, and structure risks in accordance with underwriting guidelines, authority levels, and profitability objectives.</li> <li>Negotiate coverage, pricing, limits, terms, conditions, and endorsements with brokers to deliver competitive solutions while maintaining underwriting discipline.</li> <li>Manage and grow a profitable book of business, balancing new business production, retention, pricing adequacy, and portfolio performance.</li> <li>Monitor portfolio trends, market conditions, and emerging professional liability exposures to identify opportunities and inform underwriting decisions.</li> </ul> <p><strong>Broker Relationships & Business Development</strong></p> <ul> <li>Build, maintain, and expand relationships with retail and wholesale broker partners to generate submission flow and increase At-Bay's market presence.</li> <li>Develop and execute territory and broker engagement strategies to drive new business, retention, and sustainable GWP growth.</li> <li>Serve as a trusted underwriting partner to brokers by delivering thoughtful solutions, timely decisions, and exceptional service.</li> <li>Represent At-Bay at broker meetings, industry events, and other business development opportunities.</li> <li>Identify cross-selling opportunities across At-Bay's insurance offerings where appropriate.</li> </ul> <p><strong>Strategy, Collaboration & Innovation</strong></p> <ul> <li>Partner with underwriting leadership to help refine MPL risk appetite, pricing strategies, underwriting guidelines, and product offerings.</li> <li>Collaborate with product, actuarial, claims, technology, and other cross-functional teams to improve underwriting performance and the broker experience.</li> <li>Leverage data, analytics, and technology to make informed underwriting decisions and identify opportunities to streamline workflows.</li> <li>Contribute market intelligence and broker feedback to help shape At-Bay's go-to-market strategy and future product development.</li> <li>Act as a subject matter expert for MPL, sharing insights and underwriting expertise across the organization.</li> </ul> <h2><strong>What We're Looking For</strong></h2> <ul> <li>Experience underwriting Miscellaneous Professional Liability (MPL), Professional Liability (E&O), or closely related specialty commercial insurance products.</li> <li>Strong understanding of professional liability exposures, coverage forms, policy terms, exclusions, pricing considerations, and risk selection.</li> <li>Demonstrated ability to evaluate risks, exercise sound underwriting judgment, and make informed decisions while balancing growth and profitability.</li> <li>Experience developing and managing broker relationships, with a commercial mindset and a track record of driving new business opportunities.</li> <li>Strong analytical, negotiation, and communication skills, with the ability to articulate underwriting decisions and collaborate effectively with brokers and internal stakeholders.</li> <li&gt