Quick Summary Build scalable Ruby and Typescript applications that power Kin’s insurance platform. Solve complex problems, mentor engineers, and ship high-impact features in a fast-moving environment. At this time, we are unable to sponsor employment visas for this role. Who We Are Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive. Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including: • Built In Chicago’s Best Places to Work, Midsize Companies (2021-2026) • Forbes’ America’s Best Startup Employers (2026) • Inc. 5000 Fastest-Growing Private Companies • Forbes’ Fintech 50 (2023-2026) • Great Places to Work Certified (2024-2026) Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We’re excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.com and see how we work (https://www.linkedin.com/company/kin-insurance/life/kin/). The Opportunity We’re looking for a Software Engineer, Back-End to help us build the products and features that make Kin operate. You’ll work on a small team within a Ruby on Rails, TypeScript, and PostgreSQL environment, collaborating closely with your immediate team as well as cross-functionally, and shipping work using our Agile/Scrum development practices. This role gives you real ownership — the features and systems you build and ship directly shape the homeowner experience, in a collaborative engineering environment where you’ll grow alongside peers who are solving the same problems. Your Responsibilities • Write clean, maintainable, and efficient code in Ruby on Rails • Deliver stories, tasks, and full features from design through deployment • Pair program with team members to solve problems and raise code quality • Participate actively in Scrum ceremonies, including daily standups, sprint planning, and weekly retrospectives • Collaborate with cross-functional team members to align technical work with product goals • Bring subject-matter expertise to your team, helping guide peers through complex technical problems Success in This Role In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve. By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make. • You’ve shipped multiple stories and features independently, from design through deployment, with minimal rework • Your team relies on you as a go-to resource for technical problems within your area • Code you’ve written and reviewed reflects consistently strong engineering practices across the team • You’re trusted to take on ambiguous tasks and move them forward without close supervision What You’ll Bring Core Experience & Technical Skills • Track record of shipping small to medium size software projects • Proficiency coding in Ruby, JavaScript, or TypeScript • Experience operating within Agile/Scrum development environments Working Style & Environment • Comfortable in a fast-paced startup environment with evolving priorities • A fast learner, ready to bring prior experience to this role and continue developing on the job • Located in Central or Eastern US time zones (CST or EST) strongly preferred At this time, we are unable to sponsor employment visas for this role. How we hire We believe a great hiring experience should be clear, respectful, and human. Applications for this role are accepted on an on-going basis. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions. The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us: • Prompt updates and feedback following interviews • Interviews with recruiters, hiring managers, and members of teams • Skills assessment relevant to the position, if applicable • Genuine, thoughtful human interaction at every step How we support you We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date. Core Benefits That Support You • Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level • 401(k) with company match up to 4% of eligible earnings • Multiple medical plan options, plus dental and vision coverage • Company-funded HSA contributions (based on medical plan selection) • Company-paid life insurance and short-term disability Health & Wellbeing • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance • Access