<div class="content-intro"><h3><strong>A</strong><strong>BOUT TIDE</strong></h3> <p>At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.</p> <p>Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.</p> <p>Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.</p> <p><strong>Tide facts:</strong></p> <ul> <li>Tide is available for UK, Indian, German and French SMEs</li> <li>Over 2 million members globally and rapidly growing</li> <li>Over $300 million raised in funding</li> <li>3,000 Tideans globally</li> <li>Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026</li> <li>We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg</li> </ul></div><p><strong>ABOUT THE TEAM:</strong></p> <p>PCS helps small businesses find and take the right credit. The Credit Outcome vertical is the heaviest part of PCS: it owns the journey from a business's intent to a successful credit outcome, measured by our north-star metric, % 1st Outcome. It spans several markets and combines market-focused product teams (Scaled Markets, New Markets, India) with horizontal teams (Sales Engine and Platform). You will work hand in hand with a dedicated Engineering Director, Design, Product Operations, Analytics and Commercial Heads.</p> <p><strong>ABOUT THE ROLE:</strong></p> <p>Vision, strategy and outcomes</p> <ul> <li>Own the vertical's north star: set the strategy and roadmap to grow % 1st Outcome, balancing margin, efficiency and member experience.</li> <li>Place the big bets: prioritise across routing, human connection, integrations and decisioning (e.g. pre-qualification), and be explicit about what we will not do.</li> <li>Regional focus: make sound trade-offs between markets, including scaling established markets and building new ones such as India.</li> </ul> <p>Leadership and team growth</p> <ul> <li>Lead and grow product leaders: hire, coach and develop Product Leads and Senior PMs, giving each a self-contained area of the business to own.</li> <li>Clear ownership: ensure one accountable PM/EM pair per workstream, with no ambiguity on who owns what.</li> <li>Operating rhythm: run planning, OKRs and reviews that connect team work to vertical and company goals.</li> </ul> <p>Partnership and delivery</p> <ul> <li>Engineering partnership: work as a true pair with the Engineering Director on roadmap, capacity and technical investment, including platform health.</li> <li>Cross-functional influence: align Design, Data, Risk & Compliance, Commercial and Operations on priorities and launches.</li> <li>Data and experimentation: use funnel analytics and experiments to find friction, make decisions and show impact in commercial terms.</li> <li>Applied AI: identify where automation and AI (e.g. lead scoring, agentic sales tooling) can raise conversion and efficiency.</li> </ul> <p><strong>WHAT WE ARE LOOKING FOR:</strong></p> <ul> <li><strong>Experience:</strong> 8+ years in product management, with 3+ years leading product managers or product leads [TBC level/years].</li> <li><strong>Commercial acumen:</strong> you tie product decisions to revenue, margin and unit economics.</li> <li><strong>Data-native:</strong> comfortable with funnel analytics, experimentation and BI tools.</li> <li><strong>Technical fluency:</strong> you can engage confidently with engineers on APIs, integrations and data flows.</li> <li><strong>Leader of leaders:</strong> you coach strong PMs, set a high bar and create room for people to grow.</li> <li><strong>Influence without authority:</strong> you align senior stakeholders across functions and regions.</li> <li><strong>Nice to have:</strong> experience in lending, credit marketplaces, fintech or regulated financial services; experience building products in multiple markets, ideally including India.</li> </ul> <p><strong>WHAT YOU’LL GET IN RETURN:</strong></p> <ul> <li>Competitive Compensation - competitive salary and share options</li> <li>Time Off – Generous annual leave on top of bank holidays.</li> <li>Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.</li> <li>Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.</li> <li>Health Insurance – Private family insurance with additional OPD coverage and top-up options.</li> <li>Life & Accident Cover – Comprehensive accidental and life insurance protection.</li> <li>Mental Wellbeing – Access to therapy sessions, courses, medi