<div class="content-intro"><p><strong>About Payoneer</strong></p> <p>Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.</p> <p>By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.</p></div><p><strong>Role summary</strong> </p> <p> </p> <p>PAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a <strong>strategic, execution-focused Head of Product</strong> to own the product vision and roadmap for the bank's core offering: <strong>stablecoin issuance and redemption, customer onboarding, on/off-ramp experiences, </strong>built on the bank's core ledger and custody infrastructure. </p> <p>This is a high-impact, high-visibility role reporting directly to the Chief Technology Officer of PDB. The ideal candidate is a seasoned product leader with regulated payments or banking experience who is comfortable building zero-to-one in an environment where compliance is a design input, not an afterthought. You will hold a roadmap to a regulatory clock, run disciplined launch gates, partner ruthlessly with engineering on execution, and represent product decisions to OCC examiners with confidence. </p> <p> </p> <p><strong>Candidates must be based in New York, NY OR Miami, FL | Full-time</strong> </p> <p> </p> <p><strong>What you'll do</strong> </p> <ul> <li><strong>Product Vision & Roadmap:</strong> Define and own the end-to-end product vision for PAYO-USD issuance, redemption, and payment flows, sequenced against the bank's regulatory milestones from pre-opening exam readiness through controlled pilot to general availability. </li> </ul> <ul> <li><strong>Engineering Partnership & Execution:</strong> Act as the ultimate unblocker for the engineering team. Drive ruthless prioritization, define clear acceptance criteria, and manage technical trade-offs to ensure on-time delivery without compromising compliance. </li> </ul> <ul> <li><strong>Compliance-Embedded Design:</strong> Partner with Compliance to embed KYC, sanctions screening, and transaction monitoring controls directly into product flows. Document user journeys to a standard suitable for strict regulatory examination. </li> </ul> <ul> <li><strong>Launch Governance:</strong> Design the controlled pilot, including transaction volume caps, staged merchant onboarding, and clearly defined launch criteria. Enforce feature freeze discipline ahead of user acceptance testing. </li> </ul> <ul> <li><strong>Vendor & Platform Requirements:</strong> Own product requirements for the bank's core banking, custody, screening, and oracle infrastructure partners, driving integration decisions alongside Engineering. </li> </ul> <ul> <li><strong>Transparency & Trust:</strong> Shape product requirements supporting proof-of-reserve attestation so stablecoin holders can seamlessly verify 1:1 backing. </li> </ul> <ul> <li><strong>Stakeholder Leadership:</strong> Represent product decisions to the board, management committees, and OCC examiners as required. </li> </ul> <p> </p> <p><strong>Who you are</strong> </p> <ul> <li><strong>Product Leadership:</strong> 10+ years of product management experience, including 5+ years in payments, banking, or digital assets. </li> </ul> <ul> <li><strong>Regulated Environment Experience:</strong> Direct experience shipping products inside a regulated financial institution, ideally under OCC, Federal Reserve, or state banking supervision. </li> </ul> <ul> <li><strong>Zero-to-One Track Record:</strong> Demonstrated success taking a complex product from concept to launch, navigating technical dependencies, pilot design, and staged rollouts. </li> </ul> <ul> <li><strong>Stablecoin Mechanics:</strong> Working knowledge of mint/burn flows, reserve backing, redemption rights, and on-chain/off-chain reconciliation. </li> </ul> <ul> <li><strong>Compliance by Design:</strong> Demonstrated ability to build compliance requirements into the core product architecture rather than bolting them on afterward. </li> </ul> <ul> <li><strong>Regulator-Ready Communication:</strong> Strong written and verbal skills; comfortable producing documentation reviewed by regulators and external auditors, and presenting to examiners. </li> </ul> <p> </p> <p><strong>Not a must but a great advantage:</strong> </p> <ul> <li><strong>GENIUS Act Familiarity:</strong> Understanding of the Permitted Payment Stablecoin Issuer framework. </li> </ul> <ul> <li><strong>SMB & Cross-Border:</strong> Experience serving SMB or cross-border payments customer bases.&nb