<p> </p> <div style="font-family: 'Segoe UI'; font-size: 14px; font-style: normal; font-weight: 400; line-height: 20px;"> <h1>Underwriter</h1> <div class="paragraph-in-scc-markdown-text ___1ngh792 ftgm304 f1iaxwol"><strong>Patriot Growth Insurance Services</strong> | <strong>Scottsdale, Arizona</strong> | <strong>Hybrid</strong> | <strong>Full-Time</strong></div> <h2>Why This Role Matters</h2> <div class="paragraph-in-scc-markdown-text ___1ngh792 ftgm304 f1iaxwol">As an Underwriter, you'll play a critical role in helping clients make informed benefits decisions through financial analysis, risk evaluation, and strategic plan design. Your work will directly influence benefit program performance, cost management, carrier selection, and long-term client outcomes.</div> <div class="paragraph-in-scc-markdown-text ___1ngh792 ftgm304 f1iaxwol"> </div> <div class="paragraph-in-scc-markdown-text ___1ngh792 ftgm304 f1iaxwol">Partnering closely with consulting and account teams, you'll support mid-sized to large employer groups by analyzing claims data, modeling plan options, negotiating with carriers, and delivering insights that help clients balance employee needs with business objectives. This role offers the opportunity to combine analytical expertise with client-facing impact in a dynamic benefits consulting environment.</div> <h2>How You'll Make an Impact</h2> <ul> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Conduct underwriting, financial, and risk analysis to support consulting teams and client benefit strategies.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Develop plan design models and financial evaluations that help clients understand coverage options, funding arrangements, and projected costs.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Lead key components of the benefits marketing process, including data collection, RFP preparation, carrier coordination, proposal analysis, and presentation development.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Negotiate rates and plan options with insurance carriers to secure competitive and effective benefit solutions for clients.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Analyze claims experience, utilization patterns, benchmarking data, and plan performance to identify opportunities and risks.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Prepare employee contribution models, budgeting projections, and strategic recommendations that align with client goals.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Participate in client meetings and presentations to explain financial findings, plan design considerations, and carrier recommendations.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Stay current on insurance products, health care reform developments, consumer-driven health plans, alternative funding arrangements, and marketplace trends.</li> </ul> <h2>Who You Are</h2> <ul> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You enjoy solving complex problems using data, financial analysis, and thoughtful decision-making.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You balance technical accuracy with the ability to communicate findings clearly to clients and colleagues.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You maintain exceptional attention to detail and take pride in producing accurate, high-quality work.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You thrive in a collaborative environment and build strong working relationships across teams and external partners.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You effectively manage competing priorities and consistently meet deadlines.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You adapt quickly to changing client needs, market conditions, and project demands.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">You approach challenges with curiosity and stay committed to continuous learning within the insurance and benefits industry.</li> </ul> <h2>What You Bring</h2> <h3>Day One:</h3> <ul> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Bachelor's degree in Risk Management, Insurance, Actuarial Science, Mathematics, or a related field.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">5 to 7 years of experience within the employee benefits brokerage, consulting, or insurance industry.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Active Life, Accident, and Health insurance license, or the ability to maintain required licensure in accordance with role expectations.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Strong proficiency in Microsoft Excel, including data tables, data manipulation, and formula creation.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Proficiency in Microsoft Word and business reporting tools.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Experience with underwriting, financial modeling, claims analysis, and benefits plan evaluation.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Knowledge of insurance products, carrier negotiations, funding arrangements, benchmarking, and benefits marketplace dynamics.</li> <li class="___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf">Strong analytical, mathematical, problem-solving, communication, and