<p></p> <p><strong>CDD Analyst</strong></p> <p><strong>Location: Mumbai</strong></p> <ul> <li>Are you curious, excited by experimentation and always looking to innovate? </li> <li>Do you want to work in embedded payments where you can keep learning and developing whilst getting hands-on experience? </li> <li>Do you want to have the opportunity to play an important role in a rapidly growing and exciting Fintech business? </li> </ul> <p>If so, we would love to connect and collaborate! </p> <p><strong>Who We Are</strong> </p> <p>Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability — built to scale. We process more than 200m transactions and over £180bn in payment value on an annualised basis, and we’re trusted by over 6,000 businesses from fast-growing SMEs to global enterprises. </p> <p>We automate how money moves into and out of a business — payroll, supplier payments, spend management and payment collection — through a single platform, connected to the accounting and payroll systems finance teams already use and underpinned by principal memberships of Visa and Mastercard and direct access to central bank infrastructure. </p> <p>As a regulated payments provider with over a decade of experience, we’re the platform finance teams trust to run mission-critical operations. Modulr is backed by PayPal, FIS, General Atlantic, Blenheim Chalcot, Frog Capital and Highland Europe, with over 400 employees across London, Edinburgh, Amsterdam, Mumbai and Pune. </p> <p><strong>Key Responsibilities</strong></p> <ul> <li>Conduct periodic and event-driven Customer Due Diligence (CDD) refreshes for both individual and corporate clients, including screening and reviewing for adverse media, sanctions, and Politically Exposed Persons (PEP) profiles.</li> <li>Review and update customer records in accordance with FCA guidelines, EU/UK AML directives, and internal risk policies.</li> <li>Collect, verify, and assess KYC documentation (e.g., ID, address proof, ownership structures).</li> <li>Perform sanctions, PEP, and adverse media screening; escalate any hits or anomalies per escalation protocols.</li> <li>Collaborate with internal teams and onshore teams to resolve any gaps or discrepancies.</li> <li>Ensure accurate documentation of all due diligence activities, maintaining audit readiness and GDPR compliance.</li> <li>Identify and suggest improvements to the CDD refresh process, including automation opportunities.</li> <li>Stay informed on regulatory developments and industry best practices in customer due diligence.</li> <li>Work effectively in a high-volume environment, managing multiple cases and priorities while maintaining quality and turnaround standards, and actively engage in continuous professional development to enhance skills and adapt to evolving business needs.</li> </ul> <p><strong>Required Skills & Experience</strong></p> <ul> <li>Minimum 2 years of experience in CDD, KYC, AML, or financial crime roles within a regulated financial institution or fintech.</li> <li>Solid understanding of UK/EU AML regulations, including JMLSG guidance, and FCA expectations.</li> <li>Familiarity with various client types and structures (e.g., corporates, trusts, partnerships, beneficial ownership).</li> <li>Experience using screening and data tools such as<strong> </strong>Orbis, Moody’s, or equivalent platforms.</li> <li>Strong analytical skills and attention to detail, especially in high-volume environments.</li> <li>Proven ability to manage large volumes of work while maintaining accuracy and meeting deadlines.</li> <li>Excellent communication skills, both written and verbal.</li> <li>Proficiency in Excel, CRM/KYC platforms, and document management systems.</li> <li>Demonstrate the ability to work independently with accountability, while adapting effectively within diverse team environments to achieve shared goals.</li> </ul> <p><strong>About You</strong></p> <ul> <li>Comfortable managing multiple CDD refresh streams and adapting to shifting priorities.</li> <li>Detail-oriented with a structured approach; proactive in identifying process improvements.</li> <li>Drives improvements in the CDD refresh process to enhance operational efficiency and ensure regulatory compliance.</li> </ul> <p><strong></strong></p> <p><strong>What We Offer You</strong></p> <ul> <li><strong>Share Options</strong> – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger, or flotation.</li> <li><strong>Bonus</strong> – Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance.</li> <li><strong>Insurance Coverage</strong> – Comprehensive medical, life, and accident insurance provided to support you and your family's wellbeing.</li> <li><strong>Holidays & Leave</strong> – A generous annual leave allowance, your birthday off, and menstrual leave for female employees, with the flexibility to choose days to suit your personal schedule.</li> <li><strong>Learning & Development</strong> – Our onboarding programme, ModStart, equips you for success. 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