About World Business Lenders About Us World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO. • WBL is a U.S.-based company with a fully remote workforce. • Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday. • The role requires strong spoken and written English. • All resumes must be submitted in English. Overview • The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines. Job Duties and Responsibilities • Get credit analysis ready to help support well-informed credit recommendations. • Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses. • Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines. • Create financial models that help analyze both individual loan performance and overall portfolio health. • Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures. • Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate. Requirements Education: • Bachelor’s degree or equivalent experience demonstrating relevant proficiency. Experience: • At least 2 years of experience in underwriting, credit analysis, lending, or banking • Experience with financial analysis or structured credit work is a big plus. Preferred Background / Industry Experience • Lending Industry • Banking Sector Specific Technical Skills Needed • Intermediate MS Excel proficiency • Ability to analyze: • Financial statements (P&L, balance sheet, cash flow) • Bank statements • Tax returns • Basic financial modeling capability • Understanding of credit underwriting principles Specific Soft Skills Needed • Strong analytical mindset • High attention to detail • Stress tolerance • Self-learner / ability to work independently Benefits • Enjoy Paid Time Off (PTO) to recharge • Salary paid in USD • Work comfortably 100% from home