Overview • World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses. WBL operates with a fully remote, multinational workforce and an experienced executive leadership team. • Collateral spans U.S. markets, from primary metros to tertiary and rural locations, so this role must form defensible value opinions in markets the reviewer may not know firsthand. • Typical schedule is 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as committee timing and business needs require. What You'll Be Doing (Core Responsibilities) • Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and compliance with USPAP and the Interagency Appraisal and Evaluation Guidelines; return deficient reports for correction. • Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market. • Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable extraordinary assumptions or hypothetical conditions. • Analyze income property: rent rolls, operating expenses, NOI, cap rates, and discounted cash flow (DCF) assumptions. • On construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions. • Recommend a value for each relevant premise (as-is, as-complete, as-stabilized, disposition) suited to the loan’s stage: origination, performing, default, workout, or REO. • Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review. • Recommend added work when information is insufficient: new appraisal, inspection, environmental, or engineering report. Requirements • Education • Bachelor’s degree in real estate, finance, economics, business, or a related field. • Required Experience • 5+ years in appraisal, appraisal review, collateral valuation, underwriting, or asset management, the majority on commercial collateral. • Hands-on commercial and income-property valuation or review experience; residential review experience is a plus. • Working knowledge of the sales comparison, income, and cost approaches, and of USPAP. • Experience with distressed, foreclosed, or REO property. • Strong Excel, writing, and presentation skills, and the confidence to challenge unsupported conclusions. • Preferred Background / Industry Experience • State Certified General or Certified Residential appraiser credential or progress toward Certified General. • A professional valuation designation, or active candidacy for one, such as: • AI-GRS (General Review Specialist, Appraisal Institute), the designation focused on commercial appraisal review • MAI (Appraisal Institute), for commercial and income-producing property • MRICS (Royal Institution of Chartered Surveyors) • ASA (American Society of Appraisers), Real Property • CCIM (CCIM Institute), for commercial investment analysis • ARA (American Society of Farm Managers and Rural Appraisers), for rural and agricultural property • AI-RRS or SRA (Appraisal Institute), for residential review and valuation • Commercial appraisal review experience at a bank, portfolio lender, or private credit fund. • Familiarity with construction and development projects and the cash flow-based analysis used to value them. Key Performance Measures • Accuracy of recommended values against subsequent sales and recoveries • Material deficiencies caught before funding, workout, or disposition decisions • Review turnaround time and consistency with WBL standards • Quality of written findings and committee presentations • Growth into independent review of complex commercial and development assets Remote Work Requirements • Stable, reliable internet connection. • Professional and dedicated remote working environment. Benefits What We Offer 💰 Compensation includes a base salary of $65,000-$85,000. 🏖️ Benefits include medical, dental, vision, life, and disability coverage; a 401(k) with company match; and paid holidays and paid time off (PTO). 🌍 Work Environment: Fully remote work environment, with occasional travel for leadership off sites/corporate events. Ready to Apply? If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply