<p><strong>Your Opportunity:</strong></p> <p>At PLACE Institutional, we’re building a category-defining company at the intersection of real estate, technology, business services, and the consumer. As a profitable, hypergrowth startup on the path to an IPO, our standards are high, our team is scrappy, and our commitment is to execute the best work of our lives.</p> <p>This is YOUR CHANCE to shape the backbone of a company that’s scaling rapidly and innovating boldly. As our Due Diligence Quality Control Underwriter, you’ll partner with the [Manager], founders, and executives to protect the accuracy, compliance, and integrity of every loan file we touch, across Non-QM, Conventional, Jumbo, Government, Correspondent, and business purpose loans. If you thrive in complexity, entrepreneurial problem-solving, and believe in scaling through tech and AI, this is your PLACE.</p> <p><strong>Who Develops You:</strong> VP of Operations</p> <p><strong>What You’re Great At:</strong></p> <p>You are a detail-driven underwriter who loves digging into a loan file until it makes sense. You know how to spot inconsistencies and protect against fraud, negligence, errors, and omissions. You have 5+ years of current due diligence quality control and underwriting experience, including 3+ years reviewing Non-QM loans, and you’re comfortable reviewing for a wide range of investors, each with its own guidelines and overlays. You calculate income confidently across every earner type, from W-2 wage earners to self-employed borrowers. You have strong appraisal review skills and a deep understanding of DSCR and business purpose loans. You know Fannie Mae and Freddie Mac guidelines and QM/ATR inside and out, and you’re familiar with post-close quality control best practices on both newly and seasoned originated mortgages. You work well independently and with a team, and you can juggle a high-volume pipeline without losing your rigor. Experience at a due diligence firm and with Laura Mac is a plus.</p> <p><strong>What You’ll Do:</strong></p> <ul> <li>Review mortgage loan files for accuracy and confirm all required documents are present</li> <li>Perform due diligence reviews of residential mortgage loan applications and documentation to ensure loans meet investor, product, and AUS guidelines</li> <li>Analyze borrower credit profiles, collateral, and capacity to repay, including accurate income calculations</li> <li>Calculate and analyze loan-to-value ratios and debt obligations</li> <li>Analyze purchase contracts, title commitments, and other pertinent loan documentation</li> <li>Enter review results into our proprietary software</li> <li>Conduct risk analysis, make decisions on deficiencies found during review, and recommend resolutions</li> <li>Stay current on agency, state, and multiple investor guidelines, and participate in ongoing training as the industry evolves</li> <li>Manage your time and prioritize your workload to meet daily production goals, clear QA feedback, and perform within department audit standards</li> <li>Live our core values and take on other duties as assigned by your manager</li> </ul> <p><strong>Salary: </strong>$70,000-$90,000/year, depending on experience.</p> <p><strong>Why PLACE:</strong></p> <p>We believe people do their best work when they’re trusted, supported, and surrounded by others who are equally driven. That’s why this role includes a “work from the PLACE you work best” approach: at home, in an office, or on the move. Our competitive benefits include PTO as needed, comprehensive insurance coverage, a 401(k) match, stock option grants, and a stock purchase plan. Every team member is an owner, building the “PLACE” they are proud to call “my company.”</p>