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Chief Financial Officer

platacard · Colombia · Colombia
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<p>We are launching Plata’s operations in Colombia from scratch — and the finance function will be at the heart of this journey. Everything is being built from the ground up: the financial model, processes, reporting infrastructure, control environment, and relationships with regulators, banks, and partners.</p> <p> </p> <p>As Chief Financial Officer, you will shape and lead the financial strategy for our Colombian business as it scales into a licensed financial institution. You will be a key business partner to the local and Group leadership teams, ensuring the company has the financial discipline, capital readiness, and governance needed to grow responsibly in a highly regulated environment.</p> <p> </p> <p>This is a hands-on leadership role for someone excited by building: establishing a high-performing local finance function, creating scalable planning and reporting processes, leading the finance workstream of the SFC licensing process, and acting as a trusted representative of Plata with regulators, investors, auditors, and financial partners.</p> <p> </p> <p><strong>Responsibilities</strong></p> <ul> <li>Lead the overall financial strategy of the company, ensuring alignment with long-term business objectives.</li> <li>Oversee financial planning, budgeting, forecasting, and analysis across all business units.</li> <li>Ensure compliance with IFRS and Colombia GAAP accounting standards, maintaining accurate financial statements (P&L, Balance Sheet, Cash Flow).</li> <li>Oversee reporting processes and standards for Colombia regulators</li> <li>Manage relationships with external stakeholders: banks, auditors, regulators, and investors.</li> <li>Develop and execute capital structure strategy, ensuring optimal balance between debt and equity financing.</li> <li>Supervise treasury operations, liquidity management, and capital allocation to support business growth.</li> <li>Provide strategic support for fundraising activities and investor relations, as needed </li> <li>Collaborate with executive leadership and multiple stakeholders across the organization to drive business performance.</li> <li>Ensure sound tax planning and oversee financial risk management.</li> <li>Monitor and improve unit economics, supporting data-driven decision-making.</li> <li>Act as a strong leader, recruiting, mentoring, and developing the finance team, while also being hands-on when needed.</li> </ul> <h4><strong>Requirements</strong></h4> <ul> <li>10+ years of experience in a financial leadership role within banking.</li> <li>A solid understanding of a bank’s balance sheet, key regulatory ratios, accounting of securities portfolios, loans, and hedge accounting principles.</li> <li>Expertise in FP&A and forecasting to enhance regional sophistication around trends and future opportunities.</li> <li>The ability to build a bank's P&L and balance sheet (with key ratios) model from scratch.</li> <li>Strong knowledge of IFRS and financial accounting.</li> <li>Familiarity with corporate governance, internal controls, and risk management frameworks</li> <li>Experience in treasury and corporate taxation – highly valued but not mandatory.</li> <li>Excellent communication and project management skills.</li> <li>Ability to prioritise workload in line with tight deadlines and work effectively under pressure.</li> </ul> <h4><strong>Our ways of working:</strong></h4> <ul> <li>Innovative Spirit: A commitment to creativity and groundbreaking solutions</li> <li>Honest Feedback: Valuing open, transparent communication</li> <li>Supportive Team: A strong, collaborative community</li> <li>Celebrating Achievements: Recognizing our wins together</li> <li>High-Tech Environment: A team full of smart and revolutionary people who dare to challenge the status quo of incumbent finances</li> </ul> <h4><strong>Our benefits:</strong></h4> <ul> <li><strong>Relocation support</strong> to our hub in <strong>Colombia</strong>, with assistance for the employee and their family</li> <li><strong>Flexible work</strong> from one of our offices or remote</li> <li><strong>Healthcare</strong> <strong>Coverage</strong></li> <li><strong>Education Budget</strong>: Language lessons, professional training and certifications</li> <li><strong>Wellness Budget</strong>: Mental health and fitness activity reimbursements</li> <li><strong>Vacation Policy:</strong> Annual leave and paid sick leave as per applicable policies</li> </ul>

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