Manager of Business Analytics - Non-Prime Installment Loan

<div class="content-intro"><p>At Koalafi, we believe in a world where no one has to put an important purchase on hold. That’s why we’re making it easier for more people to pay for big purchases over time.</p> <p>Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers, while increasing sales and strengthening customer loyalty. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.</p> <p>Interested in learning more about how we’re transforming the financing experience and joining our team?</p></div><p><strong><span data-contrast="auto"><span data-ccp-parastyle="Montserrat Body" data-ccp-parastyle-defn="{"ObjectId":"30ad2a9c-efac-5047-8f0c-1da0f8bee108|1","ClassId":1073872969,"Properties":[201342446,"1",201342447,"5",201342448,"1",201342449,"1",469777841,"Montserrat",469777842,"Arial",469777843,"Times New Roman",469777844,"Montserrat",201341986,"1",469769226,"Montserrat,Arial,Times New Roman",268442635,"22",469775450,"Montserrat Body",201340122,"2",134234082,"true",134233614,"true",469778129,"MontserratBody",335572020,"1",335551500,"15132391",335559740,"276",201341983,"0",469777929,"Montserrat Body Char",469778324,"Normal"]}" data-ccp-parastyle-linked-defn="{"ObjectId":"3ffe17fa-6e8f-5a10-a440-4721cd241e2b|1","ClassId":1073872969,"Properties":[201342446,"1",201342447,"5",201342448,"1",201342449,"1",469777841,"Montserrat",469777842,"Arial",469777843,"Times New Roman",469777844,"Montserrat",201341986,"1",469769226,"Montserrat,Arial,Times New Roman",268442635,"22",469775450,"Montserrat Body Char",201340122,"1",134233614,"true",469778129,"MontserratBodyChar",335572020,"1",134231262,"true",335551500,"15132391",469777929,"Montserrat Body",469778324,"Default Paragraph Font"]}">What </span><span data-ccp-parastyle="Montserrat Body">You’ll</span><span data-ccp-parastyle="Montserrat Body"> Do</span></span></strong><span data-ccp-props="{"201341983":0,"335559740":276}"> </span></p> <p><span data-contrast="auto">Koalafi is expanding beyond lease-to-own by launching a non-prime installment loan product that will diversify our portfolio and accelerate growth in select states and verticals.  The </span><span data-contrast="auto">Manager of Business Analysis will report directly to the Chief Risk Officer and play a central role in designing and operationalizing the company’s risk management framework for this new product.  The role will lead development of core risk policies (credit, fraud, KYC/AML, collections, etc.), build a robust monitoring and reporting suite, and execute ad hoc analyses that support product development, pilot rollout, and scaling. This person will be a key cross-functional partner to Product, Engineering, Compliance/Legal, Operations, and Finance.</span><span data-ccp-props="{}"> </span></p> <p><strong><em><span data-contrast="auto">Risk Policy Development & Governance</span></em></strong><span data-ccp-props="{"335559685":0}"> </span></p> <ul> <li data-leveltext="" data-font="Symbol" data-listid="23" data-list-defn-props="{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">Lead drafting and iteration of risk management policies and standards supporting the non-prime installment product, including:</span><span data-ccp-props="{}"> </span> <ul> <li><span data-contrast="auto">Credit policy (eligibility, underwriting strategy, line assignment, and pricing inputs)</span><span data-ccp-props="{}"> </span></li> <li data-leveltext="o" data-font="Courier New" data-listid="23" data-list-defn-props="{"335552541":1,"335559685":1440,"335559991":360,"469769226":"Courier New","469769242":[9675],"469777803":"left","469777804":"o","469777815":"hybridMultilevel"}" data-aria-posinset="2" data-aria-level="2"><span data-contrast="auto">Fraud policy (identity theft, synthetic fraud, first-party fraud, and merchant abuse)</span></li> <li data-leveltext="o" data-font="Courier New" data-listid="23" data-list-defn-props="{"335552541":1,"335559685":1440,"335559991":360,"469769226":"Courier New","469769242":[9675],"469777803":"left","469777804":"o","469777815":"hybridMultilevel"}" data-aria-posinset="2" data-aria-level="2">KYC / identity verification standards (CIP/KYC requirements, documentary verification requirements, third-party data use, and step-up verification)</li> <li data-leveltext="o" data-font="Courier New" data-listid="23" data-list-defn-props="{"335552541":1,"335559685":1440,"335559991":360,"469769226":"Courier New","469769242":[9675],"469777803":"left","469777804":"o","469777815":"hybridMultilevel"}" data-aria-posinset="2" data-aria-level="2">Servicing and collections risk policy (hardship, restructures, settlements, and outbound communications)<span data-ccp-props="{}"> </span></li> </ul> </li> <li><span data-contrast="auto">Translate policy intent into operational procedures and control requirements</span><span data-ccp-props="{}"> </span></li> <li data-leveltext="" data-font="Symbol" data-listid="23" data-list-defn-props="{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"46